Rates & Fees

^{(1) For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date of Effective date above. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by Our Board of Directors.
(2) All deposited funds earn the rate for the tier.
(3) Member Loyalty Promotion Eligible. Earn 0.25% with Direct Deposit and eStatements.}

^{*APR = Annual Percentage Rate. Rates current as of 02/13/2025. Rates are subject to change at any time without notice. Certain term limitation requirements may apply on certain collateral. All loans subject to collateral and credit approval. Rates shown are lowest possible rate. Other rates and terms are also available. Monthly payment is based on payment per $1,000 for APR rate and term.
**APR=Annual Percentage Rate. Rates current as of 02/13/2025. Last changed on 02/13/2025 Rates are subject to change at any time without notice. Normal closing costs including, but not limited to, appraisal, recording fees, loan administration, title insurance and flood determination fee apply. Subject to credit approval. Any examples of payment schedules do not include property tax or property insurance premiums. Program is a limited time offer which may be withdrawn at any time. All APRs based on $100,000 loan. Subject to 20% down payment on sale price/appraised value.
***Earn up to an extra .50% off! Earn 0.25% for each of the following:
   (a) eStatements
   (b) Auto-Pay or Payroll Deduction
Equal Housing Opportunity.}

^{*Members age of 21 and above that have been inactive for 12 months and have an aggregate balance less than $1,000.00.}